* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html,
body {
  overflow-x: hidden;
}

/* & ================ Nav SECTION ================ */

.top-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #fff;
  height: 68px;
  padding: 0 20px;
  font-size: 16px;
  color: #555;
  border-bottom: 1px solid #ddd;
}

.top-bar .company-name {
  font-weight: bold;
  font-weight: 800;
  font-size: 26px;
  color: #000;
}

.company-name {
  display: flex;
  align-items: center;
  font-weight: bold;
  font-size: 16px;
  color: #000;
  gap: 10px;
  /* space between logo and text */
}

.company-logo {
  height: 65px;
  /* adjust height as needed */
  width: auto;
  /* maintain aspect ratio */
  object-fit: contain;
  display: block;
  margin-left: 120px;
}

.Comapany-name-tagline {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
  color: #010a21;
}

.tagline {
  font-size: 16px;
  font-weight: 400;
  color: #ca9907;
}

.top-bar .info {
  display: flex;
  gap: 30px;
  align-items: center;
}

.top-bar .info .item {
  display: flex;
  align-items: center;
  gap: 5px;
}

/* Icons - simple inline svg for location and mail */
.icon {
  width: 20px;
  height: 20px;
  fill: #d9a534;
  /* golden color similar to image */
}

/* Main nav styling */
nav {
  background: #003474;
  /* dark blue */
  display: flex;
  justify-content: center;
  padding: 15px 0;
}

nav ul {
  list-style: none;
  display: flex;
  gap: 30px;
}

nav ul li a {
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  font-size: 18px;
  transition: color 0.3s;
}

nav ul li a:hover {
  /* color: #d9a534; */
  color: #c4d600;
}

/* Sticky nav */
.sticky-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
}

/* Dropdown container */
.dropdown {
  position: relative;
}

.dropdown a {
  cursor: pointer;
}

/* Dropdown menu hidden by default */
.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background-color: white;
  box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
  border-radius: 6px;
  min-width: 180px;
  z-index: 1000;
}

/* Dropdown menu items */
.dropdown-menu li {
  list-style: none;
}

.dropdown-menu li a {
  display: block;
  padding: 10px 15px;
  color: #333;
  text-decoration: none;
  font-size: 15px;
}

.dropdown-menu li a:hover {
  background-color: #f4f4f4;
}

/* Show dropdown on hover (for desktop) */
.dropdown:hover .dropdown-menu {
  display: block;
}

/*& ================= Hero Section for Small Loans ================= */

/* ================= HOME LOAN HERO SECTION ================= */

.home-hero-section {
  position: relative;
  width: 100%;
  height: 420px;
  display: flex;
  align-items: center;
  overflow: hidden;

  /* Slanted left gradient + right-side home image */
  background-image: linear-gradient(115deg,
      #003474 0%,
      #34103e 60%,
      transparent 60.1%),
    url('./Images/HomeLoan0.jpg');

  background-size: contain;
  background-position: right center;
  background-repeat: no-repeat;
  background-attachment: scroll;
}

/* Text wrapper on the left */
.home-content-wrapper {
  width: 50%;
  padding-left: 10%;
  padding-right: 5%;
  color: #ffffff;
  z-index: 2;
}

/* Main heading */
.home-hero-section h1 {
  font-size: 2.7rem;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 18px;
}

/* Subtext */
.home-hero-subtext {
  font-size: 1.1rem;
  margin-bottom: 25px;
  max-width: 450px;
  opacity: 0.95;
}

/* ======================= TICK LIST ======================= */
.hero-highlights {
  list-style: none;
  margin: 20px 0 30px;
  padding: 0;
}

.hero-highlights li {
  font-size: 1rem;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
  color: #ffffff;
}

/* Round tick icon */
.tick-icon {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #bed600;
  /* Lime green */
  color: #34103e;
  /* Deep maroon */
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
}

/* CTA Button */
.home-cta-button {
  background-color: #bed600;
  color: #34103e;
  border: none;
  padding: 15px 35px;
  font-size: 1rem;
  font-weight: 700;
  border-radius: 5px;
  cursor: pointer;
  transition: 0.2s ease;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.home-cta-button:hover {
  transform: translateY(-2px);
  background-color: #d9ff00;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.3);
}

/* ===================== RESPONSIVE ===================== */
@media (max-width: 768px) {
  .home-hero-section {
    /* background: linear-gradient(to bottom,
        rgba(0, 52, 116, 0.9),
        rgba(52, 16, 62, 0.85)),
      url('./Images/HomeLoan2.jpg'); */
      /* background-image: none !important; */
     
    background: linear-gradient(to bottom,  rgba(8, 35, 98, 0.95),
        rgba(52, 16, 62, 0.9)) !important;
    height: auto;
    padding: 60px 20px;
    text-align: center;
  }

  .home-content-wrapper {
    width: 100%;
    padding: 0;
  }

  .home-hero-section h1 {
    font-size: 2rem;
  }
}

@media (max-width: 480px) {
  .home-hero-section h1 {
    font-size: 1.5rem;
  }

  .home-hero-subtext {
    font-size: 1rem;
  }

  .hero-highlights li {
    font-size: 0.95rem;
  }

  .home-cta-button {
    padding: 12px 25px;
    font-size: 0.9rem;
  }
}

/*& ================== PARTNERS AUTO SLIDER ================== */
.partners-auto-slider {
  background: #f8f9fa;
  padding: 50px 20px;
  text-align: center;
}

.partners-title {
  font-size: 40px;
  color: #082362;
  margin-bottom: 50px;
  font-weight: 700;
}

.logos-slider {
  width: 100%;
  overflow: hidden;
  position: relative;
}

.logos-track {
  display: flex;
  gap: 50px;
  white-space: nowrap;
  animation: scrollLeft 25s linear infinite;
}

.logos-track img {
  height: 55px;
  width: auto;
  object-fit: contain;
  filter: grayscale(0);
  transition: 0.3s ease;
}

.logos-track img:hover {
  transform: scale(1.1);
}

/* Infinite Scrolling Animation */
@keyframes scrollLeft {
  0% {
    transform: translateX(0);
  }

  100% {
    transform: translateX(-220%);
  }
}

/* &===================   Get Loan Section  ======================= */
.get-loan {
  position: relative;
  padding: 120px 0 100px;
  overflow: hidden;
  color: #fff;
  backdrop-filter: blur(4px);
}

/* Moving Animated Gradient Background */
.get-loan::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 200%;
  height: 200%;
  background: linear-gradient(135deg, #1a73e8, #0a3a82, #1a73e8);
  background-size: 300% 300%;
  animation: gradientMove 12s ease infinite;
  z-index: -2;
  filter: blur(6px);
  opacity: 0.85;
}

/* Blur Overlay */
.get-loan::after {
  content: "";
  position: absolute;
  inset: 0;
  backdrop-filter: blur(8px);
  z-index: -1;
  background: rgba(5, 10, 40, 0.45);
}

/* Gradient Animation */
@keyframes gradientMove {
  0% {
    background-position: 0% 50%;
  }

  50% {
    background-position: 100% 50%;
  }

  100% {
    background-position: 0% 50%;
  }
}

/* Hero Layout */
.getloan-container {
  max-width: 1200px;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  padding: 20px;
}

/* Left Content */
.getloan-content {
  flex: 1.2;
  animation: fadeUp 1s ease-out;
}

.loan-tag {
  color: #f7b204;
  letter-spacing: 2px;
  font-weight: 600;
  margin-bottom: 20px;
  /* margin-top: 50px; */


}

.getloan-content h1 {
  font-size: 46px;
  line-height: 1.3;
  margin-bottom: 15px;
  font-weight: 700;
}

.getloan-content p {
  font-size: 18px;
  margin-bottom: 30px;
  color: #eaeaea;
}

/* Features List */
.getloan-features {
  margin-top: 20px;
}

.getloan-feature {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 16px;
  margin-bottom: 12px;
}

.getloan-feature svg {
  width: 24px;
  fill: #4effa1;
}

/* Tick icon circle for GET LOAN section */
.tick-circle {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #bed600;
  color: #34103e;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  margin-right: 10px;
}


/* ===================== Floating Icons ======================== */
.floating-icon {
  position: absolute;
  width: 55px;
  opacity: 0.45;
  animation: float 6s ease-in-out infinite;
}

.icon1 {
  top: 12%;
  left: 5%;
  animation-delay: 0s;
}

.icon2 {
  bottom: 15%;
  right: 8%;
  animation-delay: 1.5s;
}

.icon3 {
  top: 50%;
  right: 12%;
  animation-delay: 3s;
}

@keyframes float {
  0% {
    transform: translateY(0px);
  }

  50% {
    transform: translateY(-18px);
  }

  100% {
    transform: translateY(0px);
  }
}

/* ===================== FORM (Glassmorphic + Animation) ===================== */
.getloan-form {
  flex: 0 0 360px;
  background: rgba(255, 255, 255, 0.12);
  padding: 25px;
  border-radius: 15px;
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.3);
  animation: fadeUp 1.3s ease-out;
}

.getloan-form h3 {
  text-align: center;
  margin-bottom: 15px;
  color: #fff;
  font-size: 22px;
  font-weight: 600;
}

.getloan-form input,
.getloan-form select {
  width: 100%;
  padding: 12px;
  border-radius: 6px;
  border: none;
  margin-bottom: 15px;
  background: rgba(255, 255, 255, 0.9);
}

.submit-btn {
  width: 100%;
  padding: 12px;
  /* background: #4effa1; */
  /* background:#feb704; */
  background: #bed600;
  color: #34103e;
  border: none;
  border-radius: 6px;
  font-size: 17px;
  /* color: #06295d; */
  font-weight: 600;
  cursor: pointer;
  transition: 0.3s ease;
}

.submit-btn:hover {
  /* background: #2ee98c; */
  /* background: #d4a017; */
    background: #d9ff00;
}

/* Form Animation */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(25px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ===================== CHATBOT BUBBLE ======================== */
.chatbot-bubble {
  position: fixed;
  bottom: 25px;
  right: 25px;
  background: #1a73e8;
  width: 55px;
  height: 55px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 28px;
  cursor: pointer;
  box-shadow: 0 6px 12px rgba(0, 0, 0, 0.25);
  transition: transform 0.3s;
  z-index: 999;
}

.chatbot-bubble:hover {
  transform: translateY(-5px);
}



/* &================= Bank Offer section ==================== */
.offers-section {
  padding: 36px 20px 60px;
  background: transparent;
}

.offers-section .container {
  max-width: 1100px;
  margin: 0 auto;
}

.offers-header {
  display: flex;
  /* justify-content:space-between; */
  justify-content: center;
  font-size: 20px;
  color: #0b1220;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;

}

/* OFFER CARDS */
.offer-card {
  display: flex;
  flex-direction: column;
  /* align-items: center; */
  gap: 30px;
  padding: 24px 32px;
  border-radius: 12px;
  background: #fff;
  border: 1px solid #eef4fb;
  box-shadow: 0 6px 18px rgba(9, 37, 83, 0.04);

  transition: all 0.3s ease;
  margin-bottom: 20px;
  width: 100%;
}

/* Hover Effect */
.offer-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 26px rgba(9, 37, 83, 0.12);
}


/* --- TOP ROW: LOGO + BADGES --- */
.card-top-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  /* gap: 330px; */
  gap: 20px;
  width: 100%;
}

/* Bank Info (Left Side) */
.bank-info {
  display: flex;
  align-items: center;
  gap: 16px;
}

.logo-box {
  width: 44px;
  height: 44px;
  border: 1px solid #e5e7eb;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #fff;
  overflow: hidden;
}

.offer-logo {
  /* display:flex;
      justify-content: flex-start; */
  width: 150px;
  height: 30px;
  object-fit: contain;
}

.bank-name {
  font-size: 20px;
  font-weight: 700;
  color: #111827;
  margin: 0;
}

/* Badges (Right Side) */
.badges-container {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.badge {
  background-color: #f3f4f6;
  color: #1f2937;
  padding: 8px 16px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 500;
  border: 1px solid #f3f4f6;
  white-space: nowrap;
}

/* --- BOTTOM ROW: DATA + BUTTON --- */
.card-bottom-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  /* Aligns data and button bottom */
  flex-wrap: wrap;
  gap: 220px;
}

/* Data Grid */
.data-grid {
  display: flex;
  gap: 40px;
  /* Space between data columns */
  flex-wrap: wrap;
  flex-grow: 1;
}

.data-item {
  display: flex;
  flex-direction: column;
  gap: 6px;
  min-width: 110px;
}

.data-label {
  color: #6b7280;
  /* Gray text */
  font-size: 15px;
  font-weight: 400;
}

.data-value {
  color: #111827;
  /* Dark Black text */
  font-size: 18px;
  font-weight: 700;
}

/* Action Area (Button) */
.action-area {
  flex-shrink: 0;
}

.apply-btn {
  /* background-color: #0066ff; */
  background-color: #08306d;
  color: #fff;
  padding: 14px 32px;
  border-radius: 6px;
  border: none;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: background-color 0.2s;
  min-width: 140px;
}

.apply-btn:hover {
  background-color: #0052cc;
}

/* Show More Button Area */
.offers-more {
  text-align: center;
  margin-top: 30px;
}

.hidden {
  display: none;
}

.show-more {
  background: transparent;
  border: 1px solid #0066ff;
  color: #0066ff;
  padding: 10px 24px;
  border-radius: 6px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.2s;
}

.show-more:hover {
  background: #eff6ff;
}

/* ================= RESPONSIVE ================= */
@media (max-width: 900px) {
  .card-top-row {
    flex-direction: column;
    align-items: flex-start;
  }

  .card-bottom-row {
    flex-direction: column;
    align-items: stretch;
  }

  .data-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    width: 100%;
  }

  .apply-btn {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .data-grid {
    grid-template-columns: 1fr;
  }

  .offer-card {
    padding: 20px;
  }
}


/* & ================= EMI Calculator ================ */

:root {
  --bg: #0f1724;
  --card: #0b1220;
  --accent: #06b6d4;
  --muted: #94a3b8;
  --primary-color: #1a73e8;
  --primary-dark: #1557b0;
  --secondary-color: #f8f9fa;
  --text-dark: #202124;
  --text-light: #5f6368;
  --success-color: #34a853;
  --border-color: #dadce0;
  --white: #ffffff;
  --gradient-start: #1a73e8;
  --gradient-end: #4285f4;
}

.chatbot-blink {
  animation: pulse 1.8s infinite;
}

@keyframes pulse {
  0% {
    box-shadow: 0 0 0 0 rgba(26, 115, 232, 0.6);
  }

  70% {
    box-shadow: 0 0 0 15px rgba(26, 115, 232, 0);
  }

  100% {
    box-shadow: 0 0 0 0 rgba(26, 115, 232, 0);
  }
}

/* Responsive */
@media (max-width: 900px) {
  .hero-container {
    flex-direction: column;
    text-align: center;
  }

  .hero-form {
    width: 100%;
    max-width: 400px;
  }

  .trusted-badges {
    justify-content: center;
  }
}

.calculator {
  padding: 4rem 1rem;
  background-color: var(--secondary-color);
}

.calculator-container {
  max-width: 1200px;
  margin: auto;
  background: #fff;
  padding: 3rem;
  border-radius: 16px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, .08);
}

.section-title {
  text-align: center;
  margin-bottom: 3rem;
}

.calculator-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 3rem;
}

/* -------- Inputs -------- */
.slider-group {
  margin-bottom: 2.5rem;
}

.slider-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
}

.inline-input {
  display: flex;
  align-items: center;
  background: #f4f7fc;
  border: 1px solid #dbe2ef;
  border-radius: 6px;
  padding: 5px 8px;
}

.inline-input input {
  width: 90px;
  border: none;
  outline: none;
  background: transparent;
  text-align: right;
  font-weight: 600;
}

input[type=range] {
  width: 100%;
  height: 6px;
  border-radius: 4px;
  background: #e5e7eb;
  appearance: none;
  margin-top: 10px;
}

input[type=range]::-webkit-slider-thumb {
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #196cd9;
  cursor: pointer;
}

.min-max {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  color: #6b7280;
  margin-top: 6px;
}

/* -------- EMI -------- */
.emi-visual {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.emi-circle {
  width: 240px;
  height: 240px;
  border-radius: 50%;
  /* background: conic-gradient(
    #196cd9 0deg,
    #06448a 0deg,
    #9dff01 0deg,
    #e9ebe5 360deg
  ); */

  /* background: conic-gradient(rgb(8 50 106) 0deg, rgb(20 88 177) 313.092deg, #c4dd03 313.092deg, #bed600 360deg); */
  background: conic-gradient(rgb(8 50 106) 0deg,
      rgb(20 88 177) 180deg,
      #c4dd03 180deg,
      #bed600 360deg);

  display: flex;
  align-items: center;
  justify-content: center;
}

.emi-circle-inner {
  width: 170px;
  height: 170px;
  background: #fff;
  border-radius: 50%;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.emi-circle-inner h3 {
  margin-top: .5rem;
  color: #196cd9;
}

.emi-summary {
  display: flex;
  justify-content: space-between;
  width: 100%;
  margin-top: 2rem;
}

.emi-summary div {
  text-align: center;
}

/* -------- Table -------- */
.repayment-schedule {
  margin-top: 4rem;
  background: #fdfdfd;
  padding: 30px;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.2);
}

.repayment-schedule h3 {
  color: #111;
  border-left: 4px solid #007bff;
  padding-left: 15px;
  margin-bottom: 20px;
  font-size: 24px;
}

.table-wrap {
  overflow-x: auto;
}

table {
  width: 100%;
  border-collapse: collapse;
}

th {
  background: linear-gradient(135deg, #196cd9, #0c2f6a);
  color: #fff;
}

th,
td {
  padding: 12px;
  border: 1px solid #e5e7eb;
  text-align: right;
}

th:first-child,
td:first-child {
  text-align: center;
}

/* -------- Responsive -------- */
@media(max-width:900px) {
  .calculator-grid {
    grid-template-columns: 1fr;
  }
}


/* ^===============================  Feature section ==================================== */
/* Features Section */
.features {
  padding: 4rem 2rem;
  /* background: var(--secondary-color); */
  background: #ffffff;

}

.features-container {
  max-width: 1200px;
  margin: 0 auto;
}

.section-title {
  text-align: center;
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
  color: #082362;
}

.subtext {
  text-align: center;
  font-size: 18px;
  margin-bottom: 3rem;
  color: #333;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.feature-card {
  background: #ffffff;
  padding: 2rem;
  border-radius: 12px;
  text-align: center;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.08);
  transition: all 0.35s ease;
  border: 1px solid #e6e6e6;
}

.feature-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
  border-color: #0b4fc7;
}

.feature-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, #003474, #34103e);
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 0 auto 1.2rem;
  transition: 0.3s ease;
}

.feature-card:hover .feature-icon {
  transform: scale(1.1);
}

.feature-icon svg {
  width: 32px;
  height: 32px;
  fill: #ffffff;
}

.feature-card h3 {
  font-size: 1.25rem;
  margin-bottom: 1rem;
  color: #082362;
}

.feature-card p {
  /* color: var(--text-light); */
  color: #5f6368;
  line-height: 1.6;
}

/*&==================== Eligibility Section =============================*/

.eligibility {
  padding: 4rem 2rem;
  background: #f8f9fa;
}

.eligibility-container {
  max-width: 1200px;
  margin: 0 auto;
}

.section-title {
  text-align: center;
  font-size: 2rem;
  margin-bottom: 1rem;
  color: #082362;
  font-weight: 700;
}

/* GRID */
.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

/* CARDS */
.eligibility-card {
  background-color: #ffffff;
  padding: 2rem;
  border-radius: 12px;
  border-left: 4px solid #0b4fc7;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
  transition: 0.3s ease;
}

.eligibility-card:hover {
  transform: translateY(-5px);
}

.eligibility-card h3 {
  font-size: 1.3rem;
  margin-bottom: 1rem;
  color: #003474;
}

/* LIST & TICK ICON */
.eligibility-card ul {
  list-style: none;
  padding-left: 0;
}

.eligibility-card li {
  padding: 0.45rem 0;
  color: #555;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
}

/* Beautiful Tick Circle */
.tick-circle {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #bed600;
  color: #34103e;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  flex-shrink: 0;
}

/* &================= HOME LOAN BENEFITS SECTION ================= */

/* .home-benefits {
  padding: 70px 20px;
  background: #ffffff;
} */
.home-benefits {
  padding: 70px 20px;
  background: linear-gradient(135deg, #f6f9ff, #e9f1ff);
}

.benefits-container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.benefits-title {
  font-size: 2rem;
  color: #082362;
  font-weight: 700;
  margin-bottom: 10px;
}

.benefits-subtext {
  font-size: 1rem;
  color: #555;
  margin-bottom: 40px;
}

/* BENEFITS GRID */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 25px;
}

/* BENEFIT CARD */
/* .benefit-card {
  background: #f8f9ff;
  padding: 30px 20px;
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.06);
  transition: 0.3s ease;
  text-align: left;
} */

/* .benefit-card:hover {
  transform: translateY(-6px);
} */

.benefit-card {
  background: #ffffff;
  padding: 30px 22px;
  border-radius: 14px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  position: relative;
  overflow: hidden;
}

.benefit-card:hover {
  transform: translateY(-8px) scale(1.02);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.12);
}

.benefit-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 14px;
  padding: 2px;
  background: linear-gradient(135deg, #003474, #00aaff);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0;
  transition: 0.3s ease;
}

.benefit-card:hover::before {
  opacity: 1;
}



.benefit-icon {
  font-size: 40px;
  margin-bottom: 15px;
  display: inline-block;
  transition: transform 0.3s ease;
}

.benefit-card:hover .benefit-icon {
  transform: scale(1.2) rotate(5deg);
}




/* ICON */
/* .benefit-icon {
  font-size: 40px;
  display: block;
  margin-bottom: 15px;
} */

/* TITLE */
.benefit-card h3 {
  font-size: 1.2rem;
  color: #003474;
  margin-bottom: 10px;
}

/* TEXT */
.benefit-card p {
  font-size: 0.95rem;
  color: #555;
  line-height: 1.5;
}

/*& ================= KEY HIGHLIGHTS SECTION ================= */
.key-highlights-section {
  background: #ffffff;
  padding: 70px 20px;
  border-bottom: 1px solid #e5e7eb;
}

.kh-container {
  max-width: 1100px;
  margin: auto;

  /* background: #ffffff;
  padding: 40px;
  border-radius: 14px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.06); */
}

.kh-title {
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 32px;
  color: #082362;
  font-weight: 700;
  margin-bottom: 25px;
  /* font-family: "Poppins", sans-serif; */
}

.kh-title span {
  margin-left: 10px;
  color: #0a56a4;
  /* SUM8 blue */
}

.kh-list {
  /* display: flex;
  justify-content: center;
  align-items: center; */
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  /* grid-template-columns: repeat(2, 1fr); */
  gap: 16px;
  /* gap: 18px 30px; */
  max-width: 900px;
  margin: 0 auto;
}

.kh-list li {

  font-size: 17px;
  color: #333;
  line-height: 1.6;
  padding-left: 28px;
  position: relative;
  text-align: left;
  /* font-family: "Poppins", sans-serif; */
}

.kh-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  top: 0;
  color: #d9a534;
  /* SUM8 gold */
  font-size: 18px;
  font-weight: 700;
}

/* ✅ Mobile Responsive */
@media (max-width: 768px) {
  .kh-container {
    padding: 25px;
  }

  .kh-title {
    font-size: 26px;
    text-align: center;
  }

  .kh-list {
    grid-template-columns: 1fr;
  }
}


/*& ================= FEATURES & BENEFITS – HOME LOAN ================= */

/* .key-features-section {
  background: #f8f9fa;
  padding: 70px 20px;
  border-bottom: 1px solid #e5e7eb;
}

.key-features-section .kh-container {
  max-width: 1100px;
  margin: auto;
  background: #ffffff;
  padding: 45px 40px;
  border-radius: 14px;
  box-shadow: 0 8px 26px rgba(0, 0, 0, 0.06);
}


.key-features-section .kh-title {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  font-size: 32px;
  color: #082362;
  font-weight: 700;
  margin-bottom: 35px;
  text-align: center;
  font-family: "Poppins", sans-serif;
}

.key-features-section .kh-title span {
  margin-left: 10px;
  color: #0a56a4;
}


.key-features-section .kh-list {
  list-style: none;
  padding: 0;
  margin: 0 auto;
  max-width: 900px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px 32px;
}


.key-features-section .kh-list li {
  font-size: 16px;
  color: #333;
  line-height: 1.65;
  padding-left: 32px;
  position: relative;
  font-family: "Poppins", sans-serif;
}

.key-features-section .kh-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  top: 3px;
  color: #d9a534; 
  font-size: 18px;
  font-weight: 700;
}


.key-features-section .kh-list li strong {
  color: #082362;
  font-weight: 600;
} */


/* ================= Responsive ================= */

@media (max-width: 992px) {
  .key-features-section .kh-container {
    padding: 35px 30px;
  }

  .key-features-section .kh-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 576px) {
  .key-features-section {
    padding: 50px 15px;
  }

  .key-features-section .kh-title {
    font-size: 26px;
  }

  .key-features-section .kh-container {
    padding: 25px 20px;
  }

  .key-features-section .kh-list li {
    font-size: 15px;
  }
}






/* &================== Home Loan Features & Benefits ======================== */

/* General Section Styling */
.features-benefits {
  padding: 60px 20px;
  background: #ffffff;
  /* font-family: "Poppins", sans-serif; */
  color: #333;
  line-height: 1.6;
}

.features-benefits .container {
  max-width: 1100px;
  margin: 0 auto;
}

/* Typography */
.features-benefits .section-title {
  font-size: 36px;
  font-weight: 700;
  color: #111;
  margin-bottom: 20px;
  letter-spacing: -0.5px;
}

.features-benefits .section-title span {
  color: #007bff;
  /* Primary Website Color */
}

.features-benefits p {
  font-size: 17px;
  color: #555;
  margin-bottom: 30px;
}

/* Features List */
.features-list {
  list-style: none;
  /* Removed default disc for a cleaner look */
  padding: 0;
}

.features-list li {
  position: relative;
  padding-left: 30px;
  margin-bottom: 25px;
  font-size: 16px;
}

/* Modern Bullet Points using pseudo-elements */
.features-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: #007bff;
  font-weight: bold;
}

.features-list strong {
  font-weight: 600;
  color: #000;
  display: block;
  /* Moves the description to a new line for better readability */
  margin-bottom: 5px;
  font-size: 18px;
}

.highlight {
  color: #007bff;
  font-weight: 600;
}

/* &================== Comparison Table Styling ======================== */

.comparison-container {
  margin-top: 50px;
  background: #fdfdfd;
  padding: 30px;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
}

.comparison-container h3 {
  font-size: 24px;
  margin-bottom: 20px;
  color: #111;
  border-left: 4px solid #007bff;
  padding-left: 15px;
}

.comparison-table-wrapper {
  overflow-x: auto;
  /* For mobile responsiveness */
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border: 1px solid #eee;
}

.comparison-table th {
  background-color: #007bff;
  color: #ffffff;
  text-align: left;
  padding: 15px;
  font-weight: 600;
  text-transform: uppercase;
  font-size: 14px;
}

.comparison-table td {
  padding: 15px;
  border-bottom: 1px solid #eee;
  font-size: 15px;
  color: #444;
}

.comparison-table tr:last-child td {
  border-bottom: none;
}

.comparison-table tr:nth-child(even) {
  background-color: #f8f9fa;
}

.comparison-table tr:hover {
  background-color: #f1f7ff;
  transition: 0.3s ease;
}

/* &================== Responsive Adjustments ======================== */

@media (max-width: 768px) {
  .features-benefits {
    padding: 40px 15px;
  }

  .features-benefits .section-title {
    font-size: 28px;
  }

  .comparison-container {
    padding: 15px;
  }

  .comparison-table th,
  .comparison-table td {
    padding: 10px;
    font-size: 13px;
  }
}




/*&=============================== Features/ Types of Home Loan =============================*/
.types-business-loan {
  padding: 60px 20px;
  background: var(--secondary-color);
  color: #1a1a1a;
}

.types-business-loan .container {
  max-width: 1100px;
  margin: 0 auto;
}

.types-business-loan h2 {
  text-align: center;
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 10px;
}

.types-business-loan h2 span {
  color: #007bff;
}

.types-business-loan .subtitle {
  text-align: center;
  font-size: 17px;
  margin-bottom: 30px;
  color: #555;
  font-style: italic;
}

.loan-types-list {
  list-style: none;
  padding: 0;
}

.loan-types-list li {
  font-size: 17px;
  line-height: 1.8;
  margin-bottom: 18px;
  position: relative;
  padding-left: 25px;
}

.loan-types-list li::before {
  content: "•";
  position: absolute;
  left: 0;
  top: 0;
  color: #111;
  font-size: 28px;
  line-height: 20px;
}


/*& ================= FACTORS TO CONSIDER – HOME LOAN ================= */

#home-loan-factors {
  background: linear-gradient(180deg, #f7f9fc 0%, #ffffff 100%);
  padding: 80px 20px;
}

#home-loan-factors .kh-container {
  max-width: 1150px;
  margin: auto;
  background: #ffffff;
  padding: 55px 45px;
  border-radius: 18px;
  box-shadow: 0 20px 45px rgba(8, 35, 98, 0.08);
  border: 1px solid rgba(8, 35, 98, 0.08);
}

/* Title */
#home-loan-factors .kh-title {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  text-align: center;
  font-size: 34px;
  font-weight: 700;
  margin-bottom: 45px;
  color: #082362;
  /* font-family: "Poppins", sans-serif; */
}

#home-loan-factors .kh-title span {
  margin-left: 10px;
  /* color: #0661ca; */
  color: #007bff;
}

/* List Layout */
#home-loan-factors .kh-list {
  list-style: none;
  padding: 0;
  margin: 0 auto;
  max-width: 980px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px 40px;
}

/* Individual Item */
#home-loan-factors .kh-list li {
  background: #cdd2db;
  padding: 18px 20px 18px 50px;
  border-radius: 14px;
  font-size: 16px;
  line-height: 1.7;
  color: #333;
  position: relative;
  font-family: "Poppins", sans-serif;
  border: 1px solid #e6ecf5;
  transition: all 0.3s ease;
}

/* Hover Effect */
#home-loan-factors .kh-list li:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 25px rgba(10, 86, 164, 0.3);
  background: #ffffff;
}

/* Check Icon */
#home-loan-factors .kh-list li::before {
  content: "✔";
  position: absolute;
  left: 20px;
  top: 20px;
  color: #0680f1;
  font-size: 18px;
  font-weight: 700;
}



/* Remove old tick */
/* #home-loan-factors .kh-list li::before {
  content: counter(step);
} */

/* Enable counter */
/* #home-loan-factors .kh-list {
  counter-reset: step;
}

#home-loan-factors .kh-list li {
  counter-increment: step;
  position: relative;
} */

/* Number circle */
/* #home-loan-factors .kh-list li::before {
  content: counter(step);
  position: absolute;
  left: 18px;
  top: 18px;
  width: 32px;
  height: 32px;
  background: linear-gradient(135deg, #0a56a4, #082362);
  color: #ffffff;
  border-radius: 50%;
  font-size: 14px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;

} */

/* Highlighted Text */
#home-loan-factors .kh-list li strong {
  color: #082362;
  font-weight: 600;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 992px) {
  #home-loan-factors .kh-container {
    padding: 40px 30px;
  }

  #home-loan-factors .kh-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 576px) {
  #home-loan-factors {
    padding: 60px 15px;
  }

  #home-loan-factors .kh-title {
    font-size: 26px;
  }

  #home-loan-factors .kh-list li {
    font-size: 15px;
    padding-left: 45px;
  }

  #home-loan-factors .kh-list li::before {
    left: 18px;
  }
}



/* &============================== FAQ SECTION ============================ */
.faq-section {
  padding: 70px 20px;
  /* background: #fff; */
  background: var(--secondary-color);
}

.faq-title {
  text-align: center;
  font-size: 32px;
  font-weight: 700;
  color: #003f7f;
  margin-bottom: 40px;
}

.faq-wrapper {
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  background: #ffffff;
  border-radius: 12px;
  margin-bottom: 18px;
  padding: 0px;
  border-left: 5px solid #007bff;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
  transition: 0.3s ease;
  overflow: hidden;
}

.faq-item:hover {
  box-shadow: 0 4px 14px rgba(0, 118, 255, 0.25);
}

.faq-header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 18px 20px;
  cursor: pointer;
  position: relative;
}

.faq-number {
  background: #007bff;
  color: #fff;
  font-size: 14px;
  padding: 6px 12px;
  border-radius: 6px;
  font-weight: 600;
}

.faq-header h3 {
  flex: 1;
  font-size: 18px;
  color: #003f7f;
  font-weight: 600;
}

.faq-header .icon {
  font-size: 20px;
  font-weight: 700;
  color: #003f7f;
  transition: 0.3s;
}

.faq-body {
  font-size: 15px;
  line-height: 1.7;
  color: #333;
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
}

/* Active State */
.faq-item.active .faq-body {
  max-height: 500px;
  padding: 15px 20px 20px;
}

.faq-item.active .icon {
  transform: rotate(45deg);
  color: #007bff;
}

/* Responsive */
@media (max-width: 600px) {
  .faq-title {
    font-size: 26px;
  }

  .faq-header h3 {
    font-size: 16px;
  }
}




/*&===================== CTA Section ===========================================*/
.cta {
  padding: 4rem 2rem;
  /* background: linear-gradient(360deg, var(--gradient-start) 0%, var(--gradient-end) 100%); */
  background: linear-gradient(
          360deg,
          var(--gradient-start) 0%,
          #081a38 100%
        );

        /* background-image: url('./Images/businessmen-working-strategic-planning.jpg');
        background-size: cover; */

  color: var(--white);
  text-align: center;
}

.cta-container {
  max-width: 800px;
  margin: 0 auto;
}

.cta h2 {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.cta p {
  font-size: 1.25rem;
  margin-bottom: 2rem;
  opacity: 0.95;
}

.cta-button {
  background: var(--white);
  color: #082362;
  padding: 1rem 3rem;
  border: none;
  border-radius: 40px;
  font-size: 1.25rem;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: transform 0.3s, box-shadow 0.3s;
}

.cta-button:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}


/*& ===================== CONTACT SECTION ===================== */
.contact-section {
  background: #052b52;
  padding: 70px 20px;
  color: #fff;
  /* font-family:"Poppins", sans-serif; */
}

.contact-container {
  max-width: 1200px;
  margin: auto;
  display: flex;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.contact-left {
  flex: 1;
  min-width: 300px;
}

.contact-subtitle {
  /* color: #feb704; */
  color: #bed600;
  font-weight: 600;
  margin-bottom: 12px;
  letter-spacing: 2px;
}

.contact-title {
  font-size: 38px;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 10px;
}

.contact-subtitle2 {
  font-size: 20px;
  font-weight: 600;
  color: #d0e2ff;
  margin-bottom: 18px;
}

.contact-desc {
  font-size: 16px;
  line-height: 1.7;
  color: #d9e6ff;
  max-width: 550px;
  margin-bottom: 25px;
}

.social-icons {
  display: flex;
  gap: 15px;
}

.social-icons a {
  width: 40px;
  height: 40px;
  background: #0d3b6b;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  color: #fff;
  font-size: 18px;
  cursor: pointer;
  transition: 0.3s;
}

.social-icons a:hover {
  /* background: #feb704;
  color: #06295d; */
  background: #bed600;
  color: #34103e;
}

/* RIGHT SIDE */
.contact-right {
  flex: 1;
  min-width: 300px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-box {
  display: flex;
  gap: 18px;
  background: #0d3a66;
  padding: 20px;
  border-radius: 10px;
  align-items: center;
  transition: 0.3s;
}

.contact-box:hover {
  transform: translateX(6px);
  background: #114a87;
}

.icon-wrapper {
  background: #fff;
  width: 55px;
  height: 55px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  color: #003474;
  font-weight: 700;
}

.contact-box h4 {
  margin: 0;
  font-size: 18px;
  font-weight: 600;
}

.contact-box p {
  margin: 2px 0 0;
  color: #d5e3ff;
}

/* Responsive */
@media(max-width:800px) {
  .contact-container {
    flex-direction: column;
    text-align: left;
  }

  .contact-title {
    font-size: 28px;
  }
}




/*^========================== Footer =====================================================*/

.footer-main {
  background: #001a4d;
  color: #ffffff;
  padding: 70px 40px 60px;
  font-size: 14px;
}

/* Shared grid */
.footer-row {
  display: grid;
  max-width: 1200px;
  margin: 0 auto;
  gap: 40px;
}

/* Top row: About | Legal | Contact */
.footer-top {
  grid-template-columns: repeat(3, 1fr);
  margin-bottom: 40px;
}

/* Bottom row: Quick Links | Loans | Cards + Insurance */
.footer-bottom {
  grid-template-columns: repeat(3, 1fr);
}

/* Columns */
.footer-col h3 {
  font-size: 25px;
  color: #ffffff;
  font-weight: 700;
  margin-bottom: 14px;
}

.footer-col p {
  line-height: 1.7;
  color: var(--white);
  margin: 0 0 8px;
}

.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-col ul li {
  margin-bottom: 9px;
}

.footer-col ul li a {
  color: var(--white);
  font-size: 16px;
  text-decoration: none;
  transition: color 0.25s ease;
}

.footer-col ul li a:hover {
  color: #bed600;
}

/* Cards + Insurance stacked spacing */
.stacked-title {
  margin-top: 20px;
}

/* Copyright / legal line shown under footer columns */
.footer-legal {
  border-top: 1px solid rgba(255,255,255,0.12);
  width: 100%;
  text-align: center;
  font-size: 14px;
  color: #ffffff;
  background: #001a4d;
  display: block;
  padding: 12px 0 8px 0;
  letter-spacing: 0.5px;
  margin-top: 48px;
}




/* Responsive */

/* Footer responsive: stack columns on smaller screens */
@media (max-width: 900px) {
  .footer-top,
  .footer-bottom {
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
  }

  .footer-main {
    padding: 56px 32px;
  }

  .footer-col h3 {
    font-size: 20px;
  }

  .footer-col p,
  .footer-col ul li {
    font-size: 14px;
  }
}

@media (max-width: 520px) {
  .footer-top,
  .footer-bottom {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .footer-main {
    padding: 40px 18px;
  }

  .footer-col h3 {
    font-size: 18px;
  }

  .footer-col p,
  .footer-col ul li {
    font-size: 13px;
  }

  .footer-legal {
    font-size: 13px;
    padding: 10px 12px;
    margin-top: 24px;
  }
}


/* =========================================================
   RESPONSIVE DESIGN & MOBILE MENU (New Addition)
========================================================= */

/* --- HAMBURGER MENU ICON (Hidden on Desktop) --- */
.menu-toggle {
  display: none;
  /* Flex on mobile */
  flex-direction: column;
  justify-content: space-between;
  width: 30px;
  height: 21px;
  cursor: pointer;
  z-index: 2000;
  margin-right: 20px;
}

.menu-toggle .bar {
  height: 3px;
  width: 100%;
  background-color: #ffffff;
  border-radius: 3px;
  transition: 0.3s;
}

/* Animate Hamburger to Cross */
.menu-toggle.active .bar:nth-child(1) {
  transform: translateY(9px) rotate(45deg);
}

.menu-toggle.active .bar:nth-child(2) {
  opacity: 0;
}

.menu-toggle.active .bar:nth-child(3) {
  transform: translateY(-9px) rotate(-45deg);
}


/* ================= MEDIA QUERIES ================= */

@media (max-width: 900px) {

  /* --- TOP BAR --- */
  .top-bar {
    height: auto;
    flex-direction: column;
    padding: 10px;
    gap: 10px;
    text-align: center;
  }

  .company-name {
    margin: 0;
    justify-content: center;
  }

  .company-logo {
    margin-left: 0;
    height: 50px;
  }

  .top-bar .info {
    display: none;
    /* Hide info on smaller screens */
  }

  /* --- NAVIGATION --- */
  nav {
    justify-content: space-between;
    /* Space for burger */
    padding: 15px 20px;
    align-items: center;
    position: relative;
  }

  .menu-toggle {
    display: flex;
    /* Show hamburger */
  }

  nav ul {
    position: fixed;
    top: 0;
    left: -100%;
    /* Hidden off-screen */
    width: 280px;
    height: 100vh;
    background: #003474;
    flex-direction: column;
    gap: 0;
    padding-top: 80px;
    transition: 0.3s ease;
    box-shadow: 4px 0 15px rgba(0, 0, 0, 0.3);
    z-index: 1500;
    overflow-y: auto;
  }

  nav ul.active {
    left: 0;
    /* Slide in */
  }

  nav ul li {
    width: 100%;
  }

  nav ul li a {
    display: block;
    padding: 15px 25px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 16px;
    color: #fff;
  }

  /* Dropdowns MOBILE Styles */
  .dropdown-menu {
    position: static;
    display: none;
    background: #ffffff;
    box-shadow: none;
    width: 100%;
    padding-left: 0;
  }

  .dropdown-menu li a {
    color: #1a1a1a !important;
    background: #f8f9fa;
    border-bottom: 1px solid #e9ecef;
    padding-left: 40px;
    font-size: 15px;
  }

  .dropdown-menu li a:hover {
    color: #c4d600 !important;
    background: #ffffff;
    padding-left: 45px;
  }

  /* Show when hovered OR when active class is added via JS */
  .dropdown:hover .dropdown-menu,
  .dropdown.active .dropdown-menu {
    display: block;
  }

  /* --- SECTIONS --- */
  .home-hero-section {
    height: auto;
    padding: 80px 20px;
    text-align: center;
  }

  .home-content-wrapper {
    width: 100%;
    padding: 0;
  }

  .home-hero-section h1 {
    font-size: 32px;
  }

  .getloan-container {
    flex-direction: column;
    padding: 40px 20px;
  }

  .getloan-content {
    text-align: center;
  }

  .getloan-form {
    width: 100%;
    max-width: 100%;
  }

  .card-bottom-row {
    flex-direction: column;
    gap: 20px;
    align-items: center;
  }

  .data-grid {
    justify-content: center;
  }

  .calculator-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .home-hero-section h1 {
    font-size: 28px;
  }

  .getloan-content h1 {
    font-size: 32px;
  }

  nav ul {
    width: 100%;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .offer-card {
    padding: 20px;
  }

  .card-top-row {
    flex-direction: column;
    align-items: flex-start;
  }
}