.top-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #fff;
  height: 68px;
  padding: 0 20px;
  font-size: 16px;
  color: #555;
  border-bottom: 1px solid #ddd;
}

.top-bar .company-name {
  font-weight: bold;
  font-weight: 800;
  font-size: 26px;
  color: #000;
}

.company-name {
  display: flex;
  align-items: center;
  font-weight: bold;
  font-size: 16px;
  color: #000;
  gap: 12px;
  /* space between logo and text */
}

.company-logo {
  height: 65px;
  width: auto;
  object-fit: contain;
  display: block;
  margin-left: 120px;
}

/* Text container */
.company-text {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

/* Main company name */
.company-title {
  font-size: 26px;
  font-weight: 800;
  color: #082362;
}

/* Tagline */
.company-tagline {
  font-size: 14px;
  font-weight: 500;
  color: #d4a017;
  margin-top: 2px;
}

.top-bar .info {
  display: flex;
  gap: 30px;
  align-items: center;
}

.top-bar .info .item {
  display: flex;
  align-items: center;
  gap: 5px;
}

/* Icons - simple inline svg for location and mail */
.icon {
  width: 20px;
  height: 20px;
  fill: #d9a534;
}

/* Main nav styling */
nav {
  background: #003474;
  display: flex;
  justify-content: center;
  padding: 15px 0;
}

nav ul {
  list-style: none;
  display: flex;
  gap: 30px;
}

nav ul li a {
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  font-size: 18px;
  transition: color 0.3s;
}

nav ul li a:hover {
  color: #d9a534;
}

/* Sticky nav */
.sticky-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
}

/* Dropdown container */
.dropdown {
  position: relative;
}

.dropdown a {
  cursor: pointer;
}

/* Dropdown menu hidden by default */
.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background-color: white;
  box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
  border-radius: 6px;
  min-width: 180px;
  z-index: 1000;
}

/* Dropdown menu items */
.dropdown-menu li {
  list-style: none;
}

.dropdown-menu li a {
  display: block;
  padding: 10px 15px;
  color: #333;
  text-decoration: none;
  font-size: 15px;
}

.dropdown-menu li a:hover {
  color: #c4d600 !important;
  background-color: #f4f4f4;
}

/* Show dropdown on hover (for desktop) */
.dropdown:hover .dropdown-menu {
  display: block;
}

/* & ================ Nav SECTION ================ */

.top-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #fff;
  height: 68px;
  padding: 0 20px;
  font-size: 16px;
  color: #555;
  border-bottom: 1px solid #ddd;
}

.top-bar .company-name {
  font-weight: bold;
  font-weight: 800;
  font-size: 26px;
  color: #000;
}

.company-name {
  display: flex;
  align-items: center;
  font-weight: bold;
  font-size: 16px;
  color: #000;
  gap: 12px;
  /* space between logo and text */
}

.company-logo {
  height: 65px;
  width: auto;
  object-fit: contain;
  display: block;
  margin-left: 120px;
}

/* Text container */
.company-text {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

/* Main company name */
.company-title {
  font-size: 26px;
  font-weight: 800;
  color: #082362;
}

/* Tagline */
.company-tagline {
  font-size: 14px;
  font-weight: 500;
  color: #d4a017;
  margin-top: 2px;
}

.top-bar .info {
  display: flex;
  gap: 30px;
  align-items: center;
}

.top-bar .info .item {
  display: flex;
  align-items: center;
  gap: 5px;
}

/* Icons - simple inline svg for location and mail */
.icon {
  width: 20px;
  height: 20px;
  fill: #d9a534;
}

/* Main nav styling */
nav {
  background: #003474;
  display: flex;
  justify-content: center;
  padding: 15px 0;
}

nav ul {
  list-style: none;
  display: flex;
  gap: 30px;
}

nav ul li a {
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  font-size: 14px;
  transition: color 0.3s;
}

nav ul li a:hover {
  /* color: #d9a534; */
  color: #c4d600;
}

/* Sticky nav */
.sticky-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
}

/* Dropdown container */
.dropdown {
  position: relative;
}

.dropdown a {
  cursor: pointer;
}

/* Dropdown menu hidden by default */
.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background-color: white;
  box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
  border-radius: 6px;
  min-width: 180px;
  z-index: 1000;
}

/* Dropdown menu items */
.dropdown-menu li {
  list-style: none;
}

.dropdown-menu li a {
  display: block;
  padding: 10px 15px;
  color: #333;
  text-decoration: none;
  font-size: 15px;
}

.dropdown-menu li a:hover {
  background-color: #f4f4f4;
}

/* Show dropdown on hover (for desktop) */
.dropdown:hover .dropdown-menu {
  display: block;
}










.form-section select option {
  color: #222;
  background: #fff;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: "Segoe UI", sans-serif;
}

body {
  background: #f4f6fa;
}

/* TOP BAR */
.top-bar {
  background: #fff;
  padding: 10px 30px;
  display: flex;
  justify-content: space-between;
  font-size: 13px;
}

.top-left {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo {
  width: 38px;
  height: 38px;
  background: #0b1d3a;
  color: #fff;
  font-weight: bold;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
}

.brand {
  font-size: 18px;
  font-weight: bold;
}

/* NAVBAR */
.navbar {
  background: linear-gradient(135deg, #0b1d3a, #102a56);
}

.navbar ul {
  list-style: none;
  display: flex;
  justify-content: center;
  gap: 26px;
  padding: 14px 0;
  color: #fff;
}

/* HERO */
.credit-hero {
  background: linear-gradient(135deg, #0b1d3a, #102a56);
  padding: 90px 60px;
  display: flex;
  gap: 60px;
  align-items: center;
  color: #fff;
}

/* LEFT */
.credit-content {
  flex: 1;
}

.credit-content h1 {
  font-size: 120px;
  margin-bottom: 20px;
  font-style: oblique;
}

.credit-content p {
  margin-bottom: 20px;
  opacity: 0.9;
  font-size: 32px;
  font-style: italic;
}

.credit-content ul {
  list-style: none;
  margin-bottom: 26px;
  font-size: 32px;
}

.credit-content li {
  margin-bottom: 10px;
  font-size: 32px;
}

.apply-btn {
  background: #f4d03f;
  font-style: italic;
  color: #000;
  border: none;
  padding: 14px 28px;
  font-weight: bold;
  border-radius: 6px;
  cursor: pointer;
}

/* ================================= */
/* RIGHT SIDE LAYOUT */
/* ================================= */

.credit-visual {
  flex: 1;
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}

/* ================================= */
/* LOGO PILL (TOP IMAGE) */
/* ================================= */

.image-box {
  width: 90px;
  height: 260px;
  background: #ffffff;
  border-radius: 45px;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 5;
}

.image-box img {
  height: 100%;
  width: auto;
  object-fit: contain;
}

/* ================================= */
/* CARD AREA (ARROWS + GLASS) */
/* ================================= */

.card-area {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* ================================= */
/* GLASS FRAME */
/* ================================= */
.glass-frame {
  width: 440px;
  height: 300px;
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow:
    inset 0 0 0 1px rgba(255, 255, 255, 0.25),
    0 20px 50px rgba(0, 0, 0, 0.25);

  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

/* ================================= */
/* CARD TRACK (SLIDER LOGIC) */
/* ================================= */

.card-track {
  display: flex;
  align-items: center;
  gap: 28px;
  /* ✅ THIS CREATES SPACE */
  transition: transform 0.6s ease;
}

/* ================================= */
/* ATM / CREDIT CARD */
/* ================================= */

.card {
  min-width: 360px;
  height: 220px;
  margin: 0;
  padding: 22px;
  border-radius: 20px;
  position: relative;
  overflow: hidden;

  display: flex;
  flex-direction: column;
  justify-content: space-between;

  color: #fff;

  box-shadow:
    0 20px 40px rgba(0, 0, 0, 0.25),
    inset 0 1px 1px rgba(255, 255, 255, 0.25);

  transition: transform .35s ease, box-shadow .35s ease;
}

.credit-hero {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.credit-content {
  flex: 0 0 58%;
  /* LEFT SIDE */
}

.credit-visual {
  flex: 0 0 42%;
  /* RIGHT SIDE */
}

/* Hover effect */
.card:hover {
  transform: translateY(-8px) rotateX(3deg);
  box-shadow:
    0 35px 70px rgba(0, 0, 0, 0.45),
    inset 0 1px 2px rgba(255, 255, 255, 0.3);
}

/* ================================= */
/* ATM CHIP */
/* ================================= */

.card::before {
  content: "";
  position: absolute;
  top: 70px;
  left: 22px;
  width: 44px;
  height: 34px;
  border-radius: 6px;
  background: linear-gradient(135deg, #e6c35c, #b8973b);
  box-shadow: inset 0 0 0 1px rgba(0, 0, 0, .2);
}

/* ================================= */
/* CARD SHINE */
/* ================================= */

.card::after {
  content: "";
  position: absolute;
  inset: -40%;
  background: linear-gradient(120deg,
      rgba(255, 255, 255, 0.18),
      rgba(255, 255, 255, 0.02),
      rgba(255, 255, 255, 0));
  transform: rotate(25deg);
  pointer-events: none;
}

/* ================================= */
/* CARD TEXT */
/* ================================= */

.bank {
  font-size: 18px;
  font-weight: 700;
  letter-spacing: .5px;
}

.number {
  font-size: 20px;
  letter-spacing: 3px;
  font-family: 'Courier New', monospace;
  margin-top: 40px;
}

.type {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  opacity: .85;
}

/* ================================= */
/* APPLY BUTTON */
/* ================================= */

.card-apply {
  align-self: flex-end;
  padding: 6px 16px;
  font-size: 11px;
  border-radius: 14px;
  border: none;
  cursor: pointer;
  background: rgba(255, 255, 255, 0.18);
  color: #fff;
  backdrop-filter: blur(6px);
  font-weight: 600;
  letter-spacing: .4px;
}

/* ================================= */
/* BANK COLOR PALETTES */
/* ================================= */

.card.hdfc {
  background: linear-gradient(135deg, #0047ab, #d71920);
}

.card.icici {
  background: linear-gradient(135deg, #f37021, #b02a30);
}

.card.axis {
  background: linear-gradient(135deg, #9b1c31, #5c0f1b);
}

.card.kotak {
  background: linear-gradient(135deg, #ed1c24, #9b111e);
}

.card.indusind {
  background: linear-gradient(135deg, #6a1b9a, #2e004f);
}

.card.idfc {
  background: linear-gradient(135deg, #9e1b32, #5a0f1b);
}

.card.aditya {
  background: linear-gradient(135deg, #a00037, #3b0015);
}

.card.bajaj {
  background: linear-gradient(135deg, #005baa, #003a75);
}

.card.tata {
  background: linear-gradient(135deg, #2b7cff, #002f6c);
}

/* ================================= */
/* ARROWS */
/* ================================= */

.arrow {
  font-size: 36px;
  opacity: 0.8;
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.arrow:hover {
  transform: scale(1.15);
  opacity: 1;
}

/* ================================= */
/* RESPONSIVE */
/* ================================= */

@media (max-width: 900px) {
  .credit-hero {
    flex-direction: column;
    text-align: center;
  }

  .credit-visual {
    align-items: center;
  }
}


/* (Header, topbar, navbar, nav-links: handled in index.html inline or in this file if needed) */
/* ===== SUB NAVBAR SECTION ===== */
.subnav {
  background: #0b1c3d;
  border-bottom: 1px solid #07142c;
}

.subnav-links {
  list-style: none;
  display: flex;
  justify-content: center;
  gap: 30px;
  padding: 14px;
}

.subnav-links a {
  color: #fff;
  text-decoration: none;
  font-weight: 500;
}

.subnav-links a:hover {
  color: #f5d000;
}


/* ===== ELIGIBILITY HERO SECTION ===== */
.eligibility-hero {
  position: relative;
  width: 100%;
  min-height: 5vh;

  /* Background image behaviour */
  background-image: url("Untitled design.gif");
  background-repeat: no-repeat;
  /* background-size: cover;  */
  background-position: center;
  height: auto;

  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
}

/* Overlay to keep text readable */
.eligibility-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(255, 255, 255, 0.65);
  /* adjust opacity if needed */
  z-index: 1;
}

/* Text container over image */
.eligibility-hero h1,
.eligibility-hero .subtitle {
  position: relative;
  z-index: 2;
}

/* Responsive scaling */
@media (max-width: 768px) {
  .eligibility-hero {
    min-height: 80vh;
    background-position: top center;
  }
}

.eligibility-hero {
  position: relative;
  padding: auto;
  background: url("Untitled design.gif") center/contain no-repeat;
  text-align: stretch;
}

.eligibility-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(238, 237, 237, 0.65);
}

.eligibility-hero-content {
  font-size: 40px;
  color: #082362;
  margin-bottom: 50px;
  font-weight: 700;
}

.eligibility-hero h1 {
  font-size: auto;
  margin-bottom: 10px;
  font-style: italic;
}

.eligibility-hero .subtitle {
  font-size: clamp(14px, 2.5vw, 18px);
  font-style: italic;
}


/* ===== ELIGIBILITY FORM SECTION ===== */
.form-layout {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;
  max-width: 1200px;
  margin: 80px auto;
  padding: 20px;
}

/* LEFT SIDE IMAGE */
.form-image {
  flex: 1;
  text-align: center;
}

.form-image img {
  width: 700px;
  height: 765px;
  animation: float 4s ease-in-out infinite;
}

/* RIGHT SIDE FORM */
.form-section {
  background: linear-gradient(135deg, #1e3c72 0%, #2a5298 100%);
  border-radius: 10px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, .12);
  color: #fff;

}

.form-section {
  flex: 1;
  padding: 40px 50px;
}

.form-section h1 {
  font-size: 2.5rem;
  font-weight: 900;
  margin-bottom: 24px;
  letter-spacing: 1px;
  color: #fff;
  text-align: center;
  font-style: italic;
}

.section-title h2 {
  font-weight: 900;
  color: #0b1c3d;
  margin-bottom: 18px;
  letter-spacing: 1px;
  text-align: center;
  font-size: medium;
  font-style: italic;
}

/* FORM ELEMENTS */
.form-section label {
  display: block;
  margin: 18px 0 8px;
  font-weight: 600;
  color: #fff;
  letter-spacing: 0.5px;
}

.form-section input,
.form-section select {
  width: 100%;
  padding: 12px 14px;
  border-radius: 8px;
  border: none;
  background: rgba(255, 255, 255, 0.15);
  color: #fff;
  margin-bottom: 16px;
  font-size: 16px;
  box-shadow: 0 2px 8px rgba(235, 85, 25, 0.08);
  transition: background 0.2s, color 0.2s;
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  background-repeat: no-repeat, no-repeat;
  background-position: right 1rem center, right 1rem center;
  background-size: 1.5em 1.5em, 1.5em 1.5em;
}

.form-section select {
  padding-right: 40px;
  cursor: pointer;
}

.form-section input::placeholder {
  color: #e0e6f6;
  opacity: 1;
}

.form-section input:focus,
.form-section select:focus {
  outline: 2px solid #6c63ff;
  background: rgba(255, 255, 255, 0.22);
  color: #fff;
}

/* FLOATING IMAGE ANIMATION */
@keyframes float {
  0% {
    transform: translateY(100);
  }

  50% {
    transform: translateX(12px);
  }

  100% {
    transform: translateY(100);
  }
}

/* ===== RESPONSIVE BREAKPOINTS ===== */

@media (max-width: 768px) {
  .form-layout {
    flex-direction: column;
  }
}


/* =================================================
   ACTION BUTTON
================================================== */
.action {
  text-align: center;
}

.eligibility-btn {
  background: #f5d000;
  border: none;
  padding: 14px 32px;
  font-weight: 600;
  border-radius: 50px;
  cursor: pointer;
  font-size: larger;
  font-style: oblique;
}


/* ===== RESULTS SECTION ===== */
.results-section {
  max-width: 2040px;
  margin: 40px auto;
  padding: 20 20px;
}

.results-title {
  text-align: center;
  margin-bottom: 40px;
  text-transform: uppercase;
  font-weight: 800;
  font-size: 4rem;
  letter-spacing: 1.5px;
}

.results-block {
  margin-bottom: 50px;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(2, 0.5fr);
  gap: 32px;
  margin-top: 20px;
}

.results-section .card {
  background: linear-gradient(135deg, #f8fafc 60%, #e0e7ef 100%);
  padding: 32px 29px 360px 28px;
  border-radius: 18px;
  box-shadow: 0 8px 32px rgba(44, 62, 80, 0.10), 0 1.5px 6px rgba(44, 62, 80, 0.06);
  text-align: left;
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  margin: 0 auto;
  min-width: 0;
  position: relative;
  overflow: hidden;
  border: 1.5px solid #e3e8f0;
  transition: box-shadow 0.2s;
}

.results-section .card:hover {
  box-shadow: 0 12px 36px rgba(4, 43, 82, 0.16), 0 2px 8px rgba(44, 62, 80, 0.10);
  border-color: #b6c6e3;
}

.results-section .card h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
  color: #1a237e;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.results-section .card p {
  font-size: 1.05rem;
  margin: 6px 0;
  line-height: 1.6;
  color: #222b45;
}

.results-section .card .eligible {
  color: #fff;
  background: linear-gradient(90deg, #43e97b 0%, #38f9d7 100%);
  font-weight: bold;
  font-size: 1.08rem;
  margin-top: 16px;
  padding: 6px 18px;
  border-radius: 20px;
  box-shadow: 0 2px 8px rgba(67, 233, 123, 0.10);
  display: inline-block;
  letter-spacing: 1px;
}

.results-section .card .not-eligible {
  color: #fff;
  background: linear-gradient(90deg, #ff5858 0%, #f09819 100%);
  font-weight: bold;
  font-size: 1.08rem;
  margin-top: 16px;
  padding: 6px 18px;
  border-radius: 20px;
  box-shadow: 0 2px 8px rgba(255, 88, 88, 0.10);
  display: inline-block;
  letter-spacing: 1px;
}

.results-section .card img,
.results-section .card .bank-logo {
  max-width: 90px;
  margin: 16px 0 0 0;
  display: block;
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 1px 4px rgba(44, 62, 80, 0.07);
}

@media (max-width: 900px) {
  .card-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .results-section .card {
    padding: 18px 8vw 12px 8vw;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .card-image {
    margin-left: 0;
    margin-top: 16px;
    width: clamp(120px, 40vw, 20px);
    max-width: 90vw;
  }
}



/*& ================== PARTNERS AUTO SLIDER ================== */
.partners-auto-slider {
  background: #f8f9fa;
  padding: 50px 20px;
  text-align: center;
}

.partners-title {
  font-size: 40px;
  color: #082362;
  margin-bottom: 50px;
  font-weight: 700;
}

.logos-slider {
  width: 100%;
  overflow: hidden;
  position: relative;
}

.logos-track {
  display: flex;
  gap: 50px;
  white-space: nowrap;
  animation: scrollLeft 25s linear infinite;
}

.logos-track img {
  height: 55px;
  width: auto;
  object-fit: contain;
  filter: grayscale(0);
  transition: 0.3s ease;
}

.logos-track img:hover {
  transform: scale(1.1);
}

/* Infinite Scrolling Animation */
@keyframes scrollLeft {
  0% {
    transform: translateX(0);
  }

  100% {
    transform: translateX(-220%);
  }
}


/*FAQ SECTION*/
.faq-section {
  background: #042361;
  padding: 60px 20px;
  font-family: Inter, Arial, sans-serif;
  color: #fff;
  border-radius: 20px;
}

.faq-section h1 {
  text-align: center;
  font-size: 36px;
  margin-bottom: 45px;
  font-size: clamp(26px, 4vw, 36px);
  font-style: italic;
}

.faq-grid {
  max-width: 1100px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  align-items: start;
  /* 🔥 THIS FIXES YOUR ISSUE */
}

.faq-item {
  background: #0d3a66;
  border-radius: 14px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, .06);
  overflow: hidden
}

.faq-question {
  width: 100%;
  padding: 18px 22px;
  background: none;
  border: none;
  font-weight: 600;
  display: flex;
  font-size: 16px;
  font-weight: 700;
  justify-content: space-between;
  cursor: pointer
}

.faq-question span {
  width: 26px;
  height: 26px;
  background: #ffffff;
  color: #000000;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 22px;
  transition: max-height .3s ease, padding .3s ease;
  color: #dad5d5
}

.faq-item.active .faq-answer {
  max-height: 200px;
  padding: 0 22px 18px
}

/*&===================== CTA Section ===========================================*/
.cta {
  padding: 4rem 2rem;
  background: linear-gradient(135deg,
      var(--gradient-start) 0%,
      #081a38 100%);

  background-size: cover;


  color: var(--bg);
  text-align: center;
}

.cta-container {
  max-width: 800px;
  margin: 0 auto;
}

.cta h2 {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.cta p {
  font-size: 1.25rem;
  margin-bottom: 2rem;
  opacity: 0.95;
}

.cta-button {
  /* background: var(--white); */
  background: #bed600;
  color: #082362;
  padding: 1rem 3rem;
  border: none;
  border-radius: 40px;
  font-size: 1.25rem;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: transform 0.3s, box-shadow 0.3s;
}

.cta-button:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}


/*& ===================== CONTACT SECTION ===================== */
.contact-section {
  background: #052b52;
  padding: 70px 20px;
  color: #fff;
  /* font-family:"Poppins", sans-serif; */
}

.contact-container {
  max-width: 1200px;
  margin: auto;
  display: flex;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.contact-left {
  flex: 1;
  min-width: 300px;
}

.contact-subtitle {
  /* color: #feb704; */
  color: #bed600;
  font-weight: 600;
  margin-bottom: 12px;
  letter-spacing: 2px;
}

.contact-title {
  font-size: 38px;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 10px;
}

.contact-subtitle2 {
  font-size: 20px;
  font-weight: 600;
  color: #d0e2ff;
  margin-bottom: 18px;
}

.contact-desc {
  font-size: 16px;
  line-height: 1.7;
  color: #d9e6ff;
  max-width: 550px;
  margin-bottom: 25px;
}

.social-icons {
  display: flex;
  gap: 15px;
}

.social-icons a {
  width: 40px;
  height: 40px;
  background: #0d3b6b;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  color: #fff;
  font-size: 18px;
  cursor: pointer;
  transition: 0.3s;
}

.social-icons a:hover {
  /* background: #feb704;
  color: #06295d; */
  background: #bed600;
  color: #34103e;
}

/* RIGHT SIDE */
.contact-right {
  flex: 1;
  min-width: 300px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-box {
  display: flex;
  gap: 18px;
  background: #0d3a66;
  padding: 20px;
  border-radius: 10px;
  align-items: center;
  transition: 0.3s;
}

.contact-box:hover {
  transform: translateX(6px);
  background: #114a87;
}

.icon-wrapper {
  background: #fff;
  width: 55px;
  height: 55px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  color: #003474;
  font-weight: 700;
}

.contact-box h4 {
  margin: 0;
  font-size: 18px;
  font-weight: 600;
}

.contact-box p {
  margin: 2px 0 0;
  color: #d5e3ff;
}

/* Responsive */
@media(max-width:800px) {
  .contact-container {
    flex-direction: column;
    text-align: left;
  }

  .contact-title {
    font-size: 28px;
  }
}




/*^========================== Footer =====================================================*/

.footer-main {
  background: #001a4d;
  color: #ffffff;
  padding: 70px 40px 60px;
  font-size: 14px;
}

/* Shared grid */
.footer-row {
  display: grid;
  max-width: 1200px;
  margin: 0 auto;
  gap: 40px;
}

/* Top row: About | Legal | Contact */
.footer-top {
  grid-template-columns: repeat(3, 1fr);
  margin-bottom: 40px;
}

/* Bottom row: Quick Links | Loans | Cards + Insurance */
.footer-bottom {
  grid-template-columns: repeat(3, 1fr);
}

/* Columns */
.footer-col h3 {
  font-size: 25px;
  color: #ffffff;
  font-weight: 700;
  margin-bottom: 14px;
}

.footer-col p {
  line-height: 1.7;
  color: var(--white);
  margin: 0 0 8px;
}

.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-col ul li {
  margin-bottom: 9px;
}

.footer-col ul li a {
  color: var(--white);
  font-size: 16px;
  text-decoration: none;
  transition: color 0.25s ease;
}

.footer-col ul li a:hover {
  color: #bed600;
}

/* Cards + Insurance stacked spacing */
.stacked-title {
  margin-top: 20px;
}

/* Copyright / legal line shown under footer columns */
.footer-legal {
  border-top: 1px solid rgba(255,255,255,0.12);
  width: 100%;
  text-align: center;
  font-size: 14px;
  color: #ffffff;
  background: #001a4d;
  display: block;
  padding: 12px 0 8px 0;
  letter-spacing: 0.5px;
  margin-top: 48px;
}




/* Responsive */

/* Footer responsive: stack columns on smaller screens */
@media (max-width: 900px) {
  .footer-top,
  .footer-bottom {
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
  }

  .footer-main {
    padding: 56px 32px;
  }

  .footer-col h3 {
    font-size: 20px;
  }

  .footer-col p,
  .footer-col ul li {
    font-size: 14px;
  }
}

@media (max-width: 520px) {
  .footer-top,
  .footer-bottom {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .footer-main {
    padding: 40px 18px;
  }

  .footer-col h3 {
    font-size: 18px;
  }

  .footer-col p,
  .footer-col ul li {
    font-size: 13px;
  }

  .footer-legal {
    font-size: 13px;
    padding: 10px 12px;
    margin-top: 24px;
  }
}


/* Cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
  margin-bottom: 2rem;
  perspective: 1000px;
}

.card {
  background: var(--color-white);
  border-radius: 12px;
  padding: 2rem;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  transition: all 0.4s ease;
  border: 1px solid var(--color-gray-medium);
  transform-style: preserve-3d;
  position: relative;
  overflow: hidden;
}

.card::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: linear-gradient(45deg, transparent, rgba(196, 214, 0, 0.1), transparent);
  transform: rotate(45deg);
  transition: all 0.5s ease;
}

.card:hover::before {
  left: 100%;
}

.card:hover {
  transform: translateY(-10px) rotateX(5deg) rotateY(5deg);
  box-shadow: 0 20px 40px rgba(8, 26, 56, 0.2), 0 0 20px rgba(196, 214, 0, 0.3);
}

.card-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--color-deep-blue), var(--color-light-blue));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  font-size: 1.8rem;
}

.card h3 {
  color: var(--color-deep-blue);
  margin-bottom: 1rem;
  font-size: 1.5rem;
}

.card p {
  color: var(--color-text-light);
  line-height: 1.8;
}

/* Debit Card Grid */
.debit-card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: 2rem;
}

.debit-card-item {
  background: var(--color-white);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.1);
  transition: all 0.4s ease;
  animation: fadeInUp 0.6s ease forwards;
  opacity: 0;
}

.debit-card-item:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 32px rgba(8, 26, 56, 0.2);
}

.card-visual {
  background: linear-gradient(135deg, #f5f5f5 0%, #e8e8e8 100%);
  padding: 2rem;
  display: flex;
  justify-content: center;
  align-items: center;
}

.bank-card {
  width: 100%;
  max-width: 320px;
  height: auto;
  filter: drop-shadow(0 8px 16px rgba(0, 0, 0, 0.25));
  transition: transform 0.3s ease;
}

.debit-card-item:hover .bank-card {
  transform: scale(1.05) rotateY(5deg);
}

.card-details {
  padding: 1.5rem;
}

.card-details h3 {
  color: var(--color-deep-blue);
  font-size: 1.5rem;
  margin-bottom: 1rem;
  font-weight: 700;
}

.doc-list h4 {
  color: var(--color-text-dark);
  font-size: 1.1rem;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.doc-list ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.doc-list li {
  color: var(--color-text-light);
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--color-gray-medium);
  font-size: 0.95rem;
  line-height: 1.6;
}

.doc-list li:last-child {
  border-bottom: none;
}

.doc-list li::before {
  content: none;
}

/* =========================================================
   STICKY SUB NAV (Page Specific Links)
========================================================= */
.loan-subnav {
  background: #ffffff;
  border-bottom: 1px solid #e5e7eb;
  padding: 12px 0;
  position: sticky;
  top: 50px;
  /* Nav.js might handle main nav height/hiding, usually safe at 0 or below main nav */
  z-index: 900;
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
}

.loan-subnav ul {
  max-width: 1200px;
  margin: auto;
  display: flex;
  justify-content: space-between;
  padding: 0 20px;
  list-style: none;
  overflow-x: auto;
  scrollbar-width: none;
  /* Firefox */
}

.loan-subnav ul::-webkit-scrollbar {
  display: none;
  /* Chrome/Safari */
}

.loan-subnav ul li a {
  font-family: "Poppins", sans-serif;
  font-weight: 600;
  color: #003474;
  padding: 8px 14px;
  text-decoration: none;
  border-radius: 6px;
  font-size: 15px;
  white-space: nowrap;
  transition: 0.25s ease;
}

.loan-subnav ul li a:hover,
.loan-subnav ul li a.active {
  background: #003474;
  color: #ffffff;
}

/* Mobile Subnav Fix */
@media (max-width: 768px) {
  .loan-subnav ul {
    gap: 10px;
    justify-content: flex-start;
    /* scrollable on mobile */
  }
}

/* =========================================================
   MOBILE LOGO ALIGNMENT FIX (Matches PersonalLoan.css)
========================================================= */
@media (max-width: 900px) {
  .company-logo {
    margin-left: 0;
    height: 50px;
  }

  .company-name {
    justify-content: center;
    text-align: center;
  }
}

/* =========================================================
   STICKY NAV CLASS (Applied by JS)
========================================================= */
.sticky-nav {
  position: fixed;
  top: 0;
  width: 100%;
  z-index: 1000;
  background-color: #003474;
  /* Matches main nav brand color */
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  animation: slideDown 0.3s ease-in-out;
}

@keyframes slideDown {
  from {
    transform: translateY(-100%);
  }

  to {
    transform: translateY(0);
  }
}

/* ================= LARGE TABLETS / LAPTOPS (900px - 1270px) ================= */
@media (min-width: 900px) and (max-width: 1270px) {

  /* --- TOP BAR --- */
  .top-bar {
    padding: 0 15px;
    height: auto;
    min-height: 60px;
  }

  /* Logo adjustment */
  .company-logo {
    height: 55px;
    margin-left: 0;
  }

  .company-name {
    gap: 8px;
  }

  .company-title {
    font-size: 20px;
  }

  .company-tagline {
    font-size: 12px;
  }

  /* Info section textual adjustment */
  .top-bar .info {
    gap: 15px;
  }

  .top-bar .info .item span {
    font-size: 13px;
  }

  /* --- NAV BAR --- */
  nav ul {
    gap: 15px;
  }

  nav ul li a {
    font-size: 15px;
    white-space: nowrap;
  }
}

/* Prevent horizontal scroll globally */
html,
body {
  overflow-x: hidden;
}